Saturday, October 4, 2008

Financial Aid for Freshman Students

Financial planning for college is important. In 2008, many famillies using private lenders are scrambling to find new lenders after some private loan companies shut down. That may not be a bad thing. Private loans have higher interest rates and higher fees than government loans. Unfortunately, some students were resorting to private lenders like credit cards.

There are options for families. Always onsider federal and state programs first. The federal government just made it easier for students to avoid more expensive private loans by increasing the limit students can borrow through federally subsidized loans. That's good news for families who are trying to keep their children in higher education.

There are many resources for family to consider when sorting through the financial aid maze and how to maximize their opportunities. University Advisors Admissions Specialists partners with College Solutions, a financial aid company that works one-on-one with families. Families have specific answers about financial aid and college fit, and both these firms have answers.

Financial aid should not deter families from considering higher education, especially a private higher education. Take the time and explore the options.

Liam Dunfey, M.A.

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